{"id":26,"date":"2024-03-19T11:30:13","date_gmt":"2024-03-19T11:30:13","guid":{"rendered":"https:\/\/mortgageatoz.co.nz\/?page_id=26"},"modified":"2024-10-30T08:59:52","modified_gmt":"2024-10-30T08:59:52","slug":"maz-services","status":"publish","type":"page","link":"https:\/\/mortgageatoz.co.nz\/staging\/maz-services\/","title":{"rendered":"Maz Services"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"26\" class=\"elementor elementor-26\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4206146 e-flex e-con-boxed e-con e-parent\" data-id=\"4206146\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3912bcc elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3912bcc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-991e39e\" data-id=\"991e39e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be5e1b2 elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"be5e1b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mortgage_A_to_Z_Services\"><\/span>Mortgage A to Z Services<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-34e47ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34e47ca\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e7148cb animated-fast elementor-invisible\" data-id=\"e7148cb\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:0.200000000000000011102230246251565404236316680908203125}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82993d1 elementor-widget elementor-widget-image\" data-id=\"82993d1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#section1\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"56\" height=\"56\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/First-Home-Buying_Mortgage-A-to-Z.webp\" class=\"attachment-large size-large wp-image-2238\" alt=\"House family icon\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bdb178 min-height elementor-widget elementor-widget-heading\" data-id=\"3bdb178\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#section1\">First Home Buying<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc9476c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"cc9476c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#section1\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-59bee50 animated-fast elementor-invisible\" data-id=\"59bee50\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:0.299999999999999988897769753748434595763683319091796875}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76206a7 elementor-widget elementor-widget-image\" data-id=\"76206a7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#section2\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"56\" height=\"56\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Next-Home-Buying_Mortgage-A-to-Z.webp\" class=\"attachment-large size-large wp-image-2239\" alt=\"A house icon.\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abf061e min-height elementor-widget elementor-widget-heading\" data-id=\"abf061e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#section2\">Next Home Buying<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1aed8c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f1aed8c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#section2\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-501504e animated-fast elementor-invisible\" data-id=\"501504e\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:0.5}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17f316c elementor-widget elementor-widget-image\" data-id=\"17f316c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#section3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"56\" height=\"56\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/New-Builds-and-Construction-Loans_Mortgage-A-to-Z.webp\" class=\"attachment-large size-large wp-image-2240\" alt=\"A house icon with a hammer inside.\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73c463e min-height elementor-widget elementor-widget-heading\" data-id=\"73c463e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#section3\">New Builds and Construction Loans<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4dfff2 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c4dfff2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#section3\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-607f2c1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"607f2c1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4a7a599 animated-fast elementor-invisible\" data-id=\"4a7a599\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:0.200000000000000011102230246251565404236316680908203125}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9c673d elementor-widget elementor-widget-image\" data-id=\"b9c673d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#section4\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"56\" height=\"56\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Investment-Properties_Mortgage-A-to-Z.webp\" class=\"attachment-large size-large wp-image-2241\" alt=\"A house icon with coins inside.\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2084776 min-height elementor-widget elementor-widget-heading\" data-id=\"2084776\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#section4\">Investment Properties<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d203a9 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3d203a9\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#section4\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6a2da50 animated-fast elementor-invisible\" data-id=\"6a2da50\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:0.299999999999999988897769753748434595763683319091796875}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0852523 elementor-widget elementor-widget-image\" data-id=\"0852523\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#section5\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"56\" height=\"56\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Refixing-Restructuring-and-Refinancing_Mortgage-A-to-Z.webp\" class=\"attachment-large size-large wp-image-2242\" alt=\"A house icon with dollar symbol.\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1edb75f min-height elementor-widget elementor-widget-heading\" data-id=\"1edb75f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#section5\">Refixing, Restructuring, and Refinancing<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec010dc elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ec010dc\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#section5\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ebd0e17 animated-fast elementor-invisible\" data-id=\"ebd0e17\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:0.5}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e833044 elementor-widget elementor-widget-image\" data-id=\"e833044\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#section6\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"56\" height=\"56\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Business-and-Personal-Lending_Mortgage-A-to-Z.webp\" class=\"attachment-large size-large wp-image-2243\" alt=\"A dollar icon\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f1dd14 min-height elementor-widget elementor-widget-heading\" data-id=\"3f1dd14\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#section6\">Business & Personal Lending<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-374c62c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"374c62c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#section6\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-257aceb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"257aceb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e99351\" data-id=\"1e99351\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cfda6e3 elementor-widget elementor-widget-image\" data-id=\"cfda6e3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/maps\/place\/71+Orbell+Street,+Sydenham,+Christchurch+8023,+New+Zealand\/@-43.5439326,172.63142,17z\/data=!3m1!4b1!4m6!3m5!1s0x6d318a1207ee5c43:0x530341ab0c203387!8m2!3d-43.5439326!4d172.63142!16s%2Fg%2F11hbfjksj1?entry=ttu\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/04\/pexels-karolina-grabowska-4386366-1024x683.jpg\" class=\"attachment-large size-large wp-image-1182\" alt=\"Maz services\" srcset=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/04\/pexels-karolina-grabowska-4386366-1024x683.jpg 1024w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/04\/pexels-karolina-grabowska-4386366-300x200.jpg 300w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/04\/pexels-karolina-grabowska-4386366-768x512.jpg 768w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/04\/pexels-karolina-grabowska-4386366-1536x1024.jpg 1536w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/04\/pexels-karolina-grabowska-4386366-2048x1365.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49cd2ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49cd2ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1295376\" data-id=\"1295376\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb41170 elementor-widget elementor-widget-text-editor\" data-id=\"fb41170\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"our-seo\">mortgage broker christchurch nz, mortgage broker christchurch, mortgage broker chch, mortgage broker canterbury, mortgage advisors christchurch, mortgage advisor christchurch, mortgage advisor canterbury, mortgage adviser christchurch, mortgage adviser chch, mortgage adviser canterbury, mortgage advice canterbury, home loans christchurch, good mortgage broker christchurch, christchurch mortgages, christchurch mortgage brokers, christchurch mortgage broker, chch mortgage brokers, canterbury mortgage broker, best mortgage brokers christchurch, best mortgage broker christchurch<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-f2f0605 e-flex e-con-boxed e-con e-parent\" data-id=\"f2f0605\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-659c253 elementor-widget elementor-widget-heading\" data-id=\"659c253\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mortgage_Experts\"><\/span>Mortgage Experts\n\n<span class=\"ez-toc-section-end\"><\/span><\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa8cc07 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"aa8cc07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">At Mortgage A to Z, we view mortgages as essential financial tools that require expert management to maximise their benefits. With the right approach, you can use your mortgage to build equity and grow wealth for you and your family.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdf8198 e-flex e-con-boxed e-con e-parent\" data-id=\"fdf8198\" data-element_type=\"container\" id=\"section1\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dc6b696 e-con-full e-flex e-con e-child\" data-id=\"dc6b696\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab0cb5 elementor-widget elementor-widget-heading\" data-id=\"8ab0cb5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"First_Home_Buying\"><\/span>First Home Buying  <span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f543c14 elementor-widget elementor-widget-heading\" data-id=\"f543c14\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Welcome to the journey of homeownership! Taking the first step towards owning your home in New Zealand is a huge accomplishment, and we\u2019re here to make the process as smooth as possible.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e011be elementor-widget elementor-widget-heading\" data-id=\"8e011be\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">We understand that buying your first home can feel overwhelming, but with a well-structured plan, you'll gain the confidence and knowledge needed to navigate each step. We\u2019ll work closely with you to understand your goals and develop a personalised plan tailored to your needs. From reviewing your finances and figuring out how much you can borrow, to exploring any grants available to you, setting savings targets, and securing pre-approval, we\u2019ve got you covered.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93d5ebd elementor-widget elementor-widget-heading\" data-id=\"93d5ebd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Our goal is to make sure your transition into homeownership is seamless and rewarding, helping you start this exciting chapter with ease and confidence.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36465e5 elementor-widget elementor-widget-button\" data-id=\"36465e5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/category\/first-home-buyer\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-82ced04 e-con-full e-flex e-con e-child\" data-id=\"82ced04\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5cf868 elementor-widget elementor-widget-image\" data-id=\"f5cf868\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"451\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-First-Home-Buying-1024x577.webp\" class=\"attachment-large size-large wp-image-2323\" alt=\"A family in a new house.\" srcset=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-First-Home-Buying-1024x577.webp 1024w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-First-Home-Buying-300x169.webp 300w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-First-Home-Buying-768x433.webp 768w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-First-Home-Buying.webp 1260w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa957e7 e-flex e-con-boxed e-con e-parent\" data-id=\"aa957e7\" data-element_type=\"container\" id=\"section2\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f58b8e7 e-con-full e-flex e-con e-child\" data-id=\"f58b8e7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80c125b elementor-widget elementor-widget-heading\" data-id=\"80c125b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Next_Home_Buying\"><\/span>Next Home Buying<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b246af8 elementor-widget elementor-widget-heading\" data-id=\"b246af8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Navigating the next phase of homeownership can feel complex, but that\u2019s where we come in. Whether you're deciding to sell, buy, or rent, each choice comes with its challenges. Our team is here to make sure you feel supported every step of the way.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d96a95d elementor-widget elementor-widget-heading\" data-id=\"d96a95d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">We specialise in creating personalised mortgage strategies tailored to your unique goals and financial situation. With our expertise, you'll have the confidence to focus on securing your next dream home. We\u2019ll work closely with you to develop a plan that works best for your circumstances and guides you through the real estate market with ease.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8f65b6 elementor-widget elementor-widget-heading\" data-id=\"d8f65b6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get in touch with us today to start crafting your mortgage plan. We\u2019re here to help you take the next step toward achieving your homeownership goals with confidence and clarity.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ef8453 elementor-widget elementor-widget-button\" data-id=\"9ef8453\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/category\/refinance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66c5344 e-con-full e-flex e-con e-child\" data-id=\"66c5344\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a55b7a elementor-widget elementor-widget-image\" data-id=\"2a55b7a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"451\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/MOrtgage-A-to-Z-Next-Home-Buying-1024x577.webp\" class=\"attachment-large size-large wp-image-2324\" alt=\"A white house with a tree.\" srcset=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/MOrtgage-A-to-Z-Next-Home-Buying-1024x577.webp 1024w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/MOrtgage-A-to-Z-Next-Home-Buying-300x169.webp 300w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/MOrtgage-A-to-Z-Next-Home-Buying-768x433.webp 768w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/MOrtgage-A-to-Z-Next-Home-Buying.webp 1260w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e4668a e-flex e-con-boxed e-con e-parent\" data-id=\"9e4668a\" data-element_type=\"container\" id=\"section3\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1df51ec e-con-full e-flex e-con e-child\" data-id=\"1df51ec\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e740b7 elementor-widget elementor-widget-heading\" data-id=\"3e740b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"New_Builds_and_Construction_Loans\"><\/span>New Builds and Construction Loans<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af41251 elementor-widget elementor-widget-heading\" data-id=\"af41251\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">At Mortgage A to Z, we're passionate about helping you achieve your property goals, whether you're buying land for construction, purchasing a move-in-ready home, or developing your current property. We\u2019re here to support you through every step of the process.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13e86b0 elementor-widget elementor-widget-heading\" data-id=\"13e86b0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">The journey to securing a construction loan can be challenging, especially with the different lending criteria from various banks. That\u2019s why we believe working closely with an advisor is key to finding the right loan that fits your specific needs.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-faf5e28 elementor-widget elementor-widget-heading\" data-id=\"faf5e28\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Construction loans can be complex and take time, and your project or personal circumstances might change along the way. By maintaining a strong partnership with your financial advisor, you can anticipate and address any adjustments, ensuring your loan process stays on track.\n\nWhether you\u2019re building your first home or tackling a large development, our goal is to guide you through each step, making sure the process is as smooth and stress-free as possible.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c3bdc8 elementor-widget elementor-widget-heading\" data-id=\"2c3bdc8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Whether you\u2019re building your first home or tackling a large development, our goal is to guide you through each step, making sure the process is as smooth and stress-free as possible.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe66702 elementor-widget elementor-widget-button\" data-id=\"fe66702\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/category\/new-builds\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0431140 e-con-full e-flex e-con e-child\" data-id=\"0431140\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ff6330 elementor-widget elementor-widget-image\" data-id=\"7ff6330\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-New-Builds-Construction-1024x683.webp\" class=\"attachment-large size-large wp-image-2325\" alt=\"A hand drawing a construction plan.\" srcset=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-New-Builds-Construction-1024x683.webp 1024w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-New-Builds-Construction-300x200.webp 300w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-New-Builds-Construction-768x512.webp 768w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-New-Builds-Construction.webp 1125w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eff6c80 e-flex e-con-boxed e-con e-parent\" data-id=\"eff6c80\" data-element_type=\"container\" id=\"section4\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-88b297e e-con-full e-flex e-con e-child\" data-id=\"88b297e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-829389c elementor-widget elementor-widget-heading\" data-id=\"829389c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Investment_Properties\"><\/span>Investment Properties<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-938e653 elementor-widget elementor-widget-heading\" data-id=\"938e653\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">For many New Zealanders who have owned their first homes for a while, using the equity they\u2019ve built up is a natural next step toward investing in additional properties. Kiwis tend to invest in assets that not only look good but also hold real value, and real estate remains one of the top choices for investment.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5d667c elementor-widget elementor-widget-heading\" data-id=\"f5d667c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">At Mortgage A to Z, we work with all major lenders, allowing us to create tailored financial strategies that help our clients grow their wealth while managing cash flow effectively. Building a solid portfolio of rental properties starts with having the right team of professionals\u2014accountants, solicitors, and mortgage advisers\u2014working alongside you. With the right support and expertise, your path to financial independence can be fast-tracked.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7cc65e elementor-widget elementor-widget-button\" data-id=\"b7cc65e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/category\/general\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45783bb e-con-full e-flex e-con e-child\" data-id=\"45783bb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d764fd elementor-widget elementor-widget-image\" data-id=\"1d764fd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Investment-Properties-1024x683.webp\" class=\"attachment-large size-large wp-image-2326\" alt=\"\" srcset=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Investment-Properties-1024x683.webp 1024w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Investment-Properties-300x200.webp 300w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Investment-Properties-768x512.webp 768w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Investment-Properties.webp 1125w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c767a3 e-flex e-con-boxed e-con e-parent\" data-id=\"9c767a3\" data-element_type=\"container\" id=\"section5\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9847c4a e-con-full e-flex e-con e-child\" data-id=\"9847c4a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd1167f elementor-widget elementor-widget-heading\" data-id=\"fd1167f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Refixing_Restructuring_and_Refinancing\"><\/span>Refixing, Restructuring, and Refinancing<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23e96a8 elementor-widget elementor-widget-heading\" data-id=\"23e96a8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">If you're considering restructuring, refixing your loan, or refinancing with another bank, working with an expert adviser is essential. At Mortgage A to Z, we specialise in helping clients navigate these important decisions and act as a bridge between you and your current bank to secure the best possible outcome.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04c16db elementor-widget elementor-widget-heading\" data-id=\"04c16db\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Our advisers go beyond simply presenting alternative banking options\u2014they also negotiate on your behalf to secure competitive rates and even potential cash back offers from other banks eager for your business. By carefully analysing all available options, we ensure you understand the benefits and risks, empowering you to make informed decisions.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55c2e6e elementor-widget elementor-widget-heading\" data-id=\"55c2e6e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Since this process often involves some of the largest financial commitments in your life, seeking expert advice is crucial. This is also a valuable opportunity to reorganise your debt into more suitable loan products, taking into account future life events like family planning or investing in property.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0190da9 elementor-widget elementor-widget-heading\" data-id=\"0190da9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Our goal is to guide you through this process, ensuring that you have the best possible financial structure to support your lifestyle and long-term goals.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-863b33a elementor-widget elementor-widget-button\" data-id=\"863b33a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/category\/general\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6da61d7 e-con-full e-flex e-con e-child\" data-id=\"6da61d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e0128e elementor-widget elementor-widget-image\" data-id=\"9e0128e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Refinancing-1024x683.webp\" class=\"attachment-large size-large wp-image-2327\" alt=\"A display house and display man with a time.\" srcset=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Refinancing-1024x683.webp 1024w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Refinancing-300x200.webp 300w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Refinancing-768x512.webp 768w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Refinancing.webp 1125w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dcf244f e-flex e-con-boxed e-con e-parent\" data-id=\"dcf244f\" data-element_type=\"container\" id=\"section6\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-05ed24b e-con-full e-flex e-con e-child\" data-id=\"05ed24b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a94a50 elementor-widget elementor-widget-heading\" data-id=\"1a94a50\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Business_Personal_Lending\"><\/span>Business & Personal Lending<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-feac81c elementor-widget elementor-widget-heading\" data-id=\"feac81c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">At Mortgage A to Z, we understand that businesses and individuals have unique financial needs. Whether you're looking to grow your business or reach personal goals, we know how important it is to have the right financial support.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acaa169 elementor-widget elementor-widget-heading\" data-id=\"acaa169\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">We offer a range of lending solutions designed to fit the specific needs of both business and personal ventures. Our focus is on getting to know your situation and providing the guidance and resources you need to succeed. We're here to help you navigate your financial journey and achieve long-term growth and prosperity.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c223fbd elementor-widget elementor-widget-button\" data-id=\"c223fbd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/category\/general\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83a8b38 e-con-full e-flex e-con e-child\" data-id=\"83a8b38\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b11025 elementor-widget elementor-widget-image\" data-id=\"6b11025\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"530\" src=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Business-Lending-1024x678.webp\" class=\"attachment-large size-large wp-image-2328\" alt=\"A notebook with a report.\" srcset=\"https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Business-Lending-1024x678.webp 1024w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Business-Lending-300x199.webp 300w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Business-Lending-768x509.webp 768w, https:\/\/mortgageatoz.co.nz\/staging\/wp-content\/uploads\/2024\/10\/Mortgage-A-to-Z-Business-Lending.webp 1132w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/maz-services\/#Mortgage_A_to_Z_Services\" title=\"Mortgage A to Z Services\">Mortgage A to Z Services<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/maz-services\/#Mortgage_Experts\" title=\"Mortgage Experts\">Mortgage Experts<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/maz-services\/#First_Home_Buying\" title=\"First Home Buying\">First Home Buying<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/maz-services\/#Next_Home_Buying\" title=\"Next Home Buying\">Next Home Buying<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/maz-services\/#New_Builds_and_Construction_Loans\" title=\"New Builds and Construction Loans\">New Builds and Construction Loans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/maz-services\/#Investment_Properties\" title=\"Investment Properties\">Investment Properties<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/maz-services\/#Refixing_Restructuring_and_Refinancing\" title=\"Refixing, Restructuring, and Refinancing\">Refixing, Restructuring, and Refinancing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/mortgageatoz.co.nz\/staging\/maz-services\/#Business_Personal_Lending\" title=\"Business &amp; Personal Lending\">Business & Personal Lending<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage A to Z Services First Home Buying Learn More Next Home Buying Learn 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